Posts Tagged ‘finance’

10 Things Every College Grad Needs to Know About Money

Mary Morrison, who has taught a personal finance class to Stanford University seniors for 13 years, has seen it all. There was the young woman who thought “paid vacation” meant all her travel and leisure(cash advance now) activities would be paid for by the boss, the guy who didn’t know there was such a thing […]

Breaking Free From Economic Abuse: How Women are Reclaiming Their Financial Freedom

Financial expert and author, Manisha Thakor, devotes her life to helping women achieve economic empowerment and financial freedom. In her two engaging books, On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Getting Financially Naked: How To Talk Money With Your Honey, she shows how women can make financial choices that […]

This Is A Relief Rally- Not A Bull Market

Stock markets rallied as a form of relief from possible Armageddon. There will be no default and  at worst a rating reduction to the quite satisfactory AA+. Note that the preachers of doom in the form of interest rate spikes were wrong, dead wrong; The 10 year Treasury yield– the most sensitive measure of the […]

How Money-Savvy Women Can Save The Economy

   They say women are better at everything. But women are also our most underutilized economic resource. Here’s why women must put financial empowerment to work in personal finance and business. In our playground days, we learned girls rule and boys drool. While we’ve all grown up since then, it turns out that girls may, […]

The Myth of a “True” Credit Score

Personal finance experts extol the benefits of periodically reviewing your credit report and score. In fact, credit reports are so important that federal law requires the three major credit reporting agencies to make credit reports available for free (see for more details). While federal law generally does not require credit reporting agencies to give […]

Wants vs. Needs: A One Day Chronicle

Defining “wants” vs. “needs” is an essential money management skill that many people do not realize they already possess. Personal finance educators often encourage using “wants” vs. “needs” before making a purchase. To show how prevalent this skill is in our daily lives, I thought it would be interesting to chronicle my “wants” vs. “needs” […]

Fixed mortgage rates fall toward 2011 lows

WASHINGTON (AP) — Fixed mortgage rates fell this week, and the rate on the 15-year loan dropped to its lowest point of the year. The average rate on the 30-year loan decreased to 4.51 percent from 4.60 percent a week ago, Freddie Mac said Thursday. It reached its yearly low a month ago, at 4.49 […]

Should you Buy, Sell, or Stay way in this Market Correction?

After a turbulent week that pulled almost every financial assets down to earth, investors wonder whether now is the time to buy, sell, or hold on to financial asets. Some  have been calling in popular financial experts for advise and comfort. “Should I sell my stocks in my 401K account?” asked recently a financial investor, […]